Payment Methods / Options

We don’t provide banking details in the event that you need to make a payment (whether it is to activate your membership, top up MEMA_Mobi airtime, internet DATA, or whether you have to catch up on arrears).

We conveniently offer trusted payment methods through our integrated PayFast Payment Portal to secure and allocate payments accurately:

Steps to access the PayFast Payment Portal and secure your payment:

Step 1:

Log in to access your Member’s Portal:

Step 2:

Option 1: On the welcome screen (landing page) look for the “Balance” tab, and click on the “Pay Now” button next to it to access the payment portal.

Option 2: On the welcome screen (landing page) look for and click on the “My Transactions” tab.

  • If there is a “Pay Now” button, click on it to access the payment portal.

Step 3:

Choose any off the payment methods below:


Pay your MEMA premium in Cash using SCode


SCode is a unique payment platform that allows members to pay their transactions in CASH, debit or credit card at any CHECKERS, CHECKERS-HYPER, SHOPRITE, USAVE, HOUSE & HOME, POST OFFICE, and OK FURNITURE.

5 Steps to get your 16 digit bar-Scode:

Step 1: Click on the “Pay Rxxx via Payfast now” button when prompted during the registration process, or click on the “Fix This” button after you logged on to be redirected to the “My Transactions” page where you will also be able to access the “Pay Rxxx via Payfast now” button.

Step 2: Select Scode as payment method:

Step 3: Make sure your email displays correctly on the PayFast payment portal and click on the red: “I will make payment” button (as an alternative you can replace your email address with your mobile number if you want the Scode to be send to your mobile number instead).

Step 4: You will receive a unique 16 digit bar-Scode to your registered email address. ( If you would like to receive the Scode via SMS, just delete your email address on the Payfast payment screen, and replace it with your mobile telephone number BEFORE you click on the “I will make payment” button.)

Step 5: Produce this 16 digit bar-Scode to the teller which you received via email, or SMS and inform the teller you want to pay using Scode.

Kindly note:

It can take up to 48 hours for your payment to clear using the Scode option.


Pay your MEMA premium with VISA Maestro

Credit & cheque cards

Look at your current bank card. Does it have an expiry date and 3 security numbers on the back?

If so, then you are eligible to use this payment option!

Credit and cheque cards are well known and a de facto online payment method the world round.

We process local and international credit - and cheque cards, with a variety of fraud protection mechanisms in place to protect payers of fraudulent transactions.

Pay your MEMA premium with VISA Mastercard

ATM debit cards (via Visa Electron and Maestro)

Members can make payment using their Visa Electron and Maestro issued debit cards.

Members need to enter their debit card and mobile phone number and then authenticate the transaction on their phone.

The system works with devices on the Vodacom or MTN network and with debit cards issued by the following banks:


Pay your MEMA premium with instant EFT

Instant EFT

Instant EFT enables members, who are registered for internet banking and have their banking app installed on their device, to make payments with traditional internet banking with SA’s eight biggest banks in alphabetical order (ABSA, African Bank, Capitec Bank, FNB, Investec, Nedbank, Standard Bank and TymeBank).

The electronic funds transfer (EFT) gets verified instantly.

No proof of payment required and no disclosing of financial information.

Pay your MEMA premium with Masterpass


Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online transactions.

A digital wallet makes online shopping safer and easy by storing payment information in one secure place.


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