Payment methods

Payment methods:

We conveniently offer a variety of trusted payment methods through our integrated PayFast payment portal to secure and allocate payments accurately for subscribed products and/or services.

Not only do we process MasterCard and Visa credit cards, Instant EFT (with eight of South Africa’s biggest banks) and Masterpass, but our members in South Africa can also pay their contributions in cash at selected stores.

(only for RSA clients)

Pay your MEMA premium in Cash using SCode


SCode is a unique payment platform that allows members to pay their transactions in CASH, debit or credit card at any CHECKERS. CHECKERS-HYPER, SHOPRITE, USAVE, HOUSE & HOME, POST OFFICE, and OK FURNITURE.

5 Steps to get your 16 digit bar-Scode:

Step 1: Click on the “no via Payfast” button when prompted during the registration process, or log in and navigate to “My Transactions to access the “Pay no via Payfast” button.

Step 2: Select Scode as payment method:

Step 3: Make sure your email displays correctly on the PayFast payment portal and click on the red: “I will make payment” button (as an alternative you can replace your email address with your mobile number if you want the Scode to be send to your mobile number instead).

Step 4: You will receive a unique 16 digit bar-Scode to your registered email address. ( If you would like to receive the Scode via SMS, just delete your email address on the Payfast payment screen, and replace it with your mobile telephone number BEFORE you click on the “I will make payment” button.)

Step 5: Produce this 16 digit bar-Scode to the teller which you received via email, or SMS.

Kindly note the following:

It can take up to 48 hours for your payment to come through to us when making use of the Scode payment option. and this could effect your membership negatively in the following manner:

Although the Scode 16 digit bar-code is valid for 7 days, at MEMA  your 1st payment MUST REFLECT ON OUR SYSTEM WITHIN 48 HOURS to avoid it from being removed without any notice, which means if you cannot do the payment on the same day you registered, you need to do the following:

  • Send us a clear and readable deposit slip, within business hours via fax or email, of the actual deposit slip which has been done within the 48 hours window period of your registration date in order for us to credit you manually avoid the automatic deletion.


Pay your MEMA premium with VISA Maestro

Credit & cheque cards

Credit and cheque cards are well known and a de facto online payment method the world round.

We process local and international credit - and cheque cards, with a variety of fraud protection mechanisms in place to protect payers of fraudulent transactions.

Pay your MEMA premium with instant EFT

Instant EFT

Instant EFT enables members to make payments with traditional internet banking with SA’s eight biggest banks in alphabetical order (ABSA, African Bank, Capitec Bank, FNB, Investec, Nedbank, Standard Bank and TymeBank).

The electronic funds transfer (EFT) gets verified instantly.

No proof of payment required and no disclosing of financial information.

Pay your MEMA premium with VISA Mastercard

ATM debit cards (via Visa Electron and Maestro)

Members can make payment using their Visa Electron and Maestro issued debit cards.

Members need to enter their debit card and mobile phone number and then authenticate the transaction on their phone.

The system works with devices on the Vodacom or MTN network and with debit cards issued by Absa, Nedbank, Standard Bank, Bidvest and Postbank.

Pay your MEMA premium with Masterpass


Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online transactions.

A digital wallet makes online shopping safer and easy by storing payment information in one secure place.