Payment methods

Payment methods:

We conveniently offer a variety of trusted payment methods through our integrated PayFast payment portal to secure and allocate payments accurately for subscribed products and/or services.

Not only do we process MasterCard and Visa credit cards, Instant EFT (with six of South Africa’s biggest banks) and Masterpass, but our members in South Africa can also pay their contributions in cash at selected stores.

(only for RSA clients)

Pay your MEMA premium in Cash using SCode


SCode is a unique payment platform that allows members to pay their transactions in CASH, debit or credit card at any CHECKERS. CHECKERS-HYPER, SHOPRITE, USAVE, HOUSE & HOME, POST OFFICE, and OK FURNITURE.

All you need to do to make payment, is to produce your unique Scode 16 digit bar-code to the teller which you received via email, after you successfully registered and selected your product/s.

Kindly note that the Scode 16 digit bar-code is ONLY VALID FOR 7 DAYS


Pay your MEMA premium with VISA Maestro

Credit & cheque cards

Credit and cheque cards are well known and a de facto online payment method the world round.

We process local and international credit - and cheque cards, with a variety of fraud protection mechanisms in place to protect payers of fraudulent transactions.

Pay your MEMA premium with instant EFT

Instant EFT

Instant EFT enables members to make payments with traditional internet banking with SA’s six biggest banks (FNB, ABSA, Standard Bank, Nedbank, Capitec Bank, Investec).

The electronic funds transfer (EFT) gets verified instantly.

No proof of payment required and no disclosing of financial information.

Pay your MEMA premium with VISA Mastercard

ATM debit cards (via Visa Electron and Maestro)

Members can make payment using their Visa Electron and Maestro issued debit cards.

Members need to enter their debit card and mobile phone number and then authenticate the transaction on their phone.

The system works with devices on the Vodacom or MTN network and with debit cards issued by Absa, Nedbank, Standard Bank, Bidvest and Postbank.

Pay your MEMA premium with Masterpass


Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online transactions.

A digital wallet makes online shopping safer and easy by storing payment information in one secure place.