Product range

Our product / service range

Our value proposition includes a product and services range under the MemaINSURE and MemaMOBILE banners, respectively. An additional advantage of these products and services is the fact that members get automatic participation in the Uni-Level business program to participate as “Affiliate” members, without the need for them to pay any additional fees  – click here for more details about the Uni-Level Business Program.

Under the MemaINSURE banner our aim is to provide the member, or the member’s family, with financial assistance in the inevitable event of a death, through a funeral policy subscription.

Under the MemaMOBILE banner we aim to save members money by using the latest VOIP technology, thereby making the need to buy airtime obsolete and communicate at reduced costs. Secondly, members are able to access and manage their Mema Business (member’s portal) directly from the MemaMobi application.

Mema insure

Funeral Policy

This long standing standard funeral cover has been the cornerstone product of our business for years, and continues to be an attractive value proposition.

The entry-level funeral cover product offered is purposefully simple and low-cost in order to reach break-even easily.



Mema softphone application icon
Our soon-to-be launched “MemaMobi” application is a VOIP softphone application which serves 2 purposes:

»  Purpose 1:
Use the latest VOIP technology to make quality calls to fellow MemaMOBI app users or to mobile and landline numbers.

»  Purpose 2:
Access and run your MEMA business directly from the App.


»  Free Version:
Available to existing MEMA members with a Funeral Policy subscription. It’s a PERFECT tool for Existing members to use the app to communicate by sending text, voice multimedia messages, and/or make quality calls to team members, or family and friends who have the MemaMobi app installed.

Existing members can send a mail to “” and requests us to activate the free version for them.

»  Paid Version:
Currently, MemaMobi is ONLY available to members with a debit-able South African bank account number, and at least 16 years or older.