Payment methods

Payment methods:

We offer a variety of payment methods through the familiar and trusted PayFast interface. We process MasterCard and Visa credit cards, Instant EFT (with six of South Africa’s biggest banks), Masterpass, and digital payment method Bitcoin.

(only for RSA clients)

Pay your MEMA premium with SCode


SCode is a unique payment platform that allows members to pay their transactions in CASH, debit or credit card at any CHECKERS. CHECKERS-HYPER, SHOPRITE, USAVE, HOUSE & HOME, POST OFFICE, and OK FURNITURE.

All you need to do to make payment, is to produce your unique Scode 16 digit bar-code to the teller which you received via email, after you successfully registered and selected your product/s.


Pay your MEMA premium with VISA Maestro

Credit & cheque cards

Credit and cheque cards are well known and a de facto online payment method the world round.

We process local and international credit - and cheque cards, with a variety of fraud protection mechanisms in place to protect payers of fraudulent transactions.

Pay your MEMA premium with an instant EFT

Instant EFT

Instant EFT enables members to make payments with traditional internet banking with SA’s six biggest banks (FNB, ABSA, Standard Bank, Nedbank, Capitec Bank, Investec).

The electronic funds transfer (EFT) gets verified instantly.

No proof of payment required and no disclosing of financial information.

Pay your MEMA premium with VISA MAstercard

ATM debit cards (via Visa Electron and Maestro)

Members can make payment using their Visa Electron and Maestro issued debit cards.

Members need to enter their debit card and mobile phone number and then authenticate the transaction on their phone.

The system works with devices on the Vodacom or MTN network and with debit cards issued by Absa, Nedbank, Standard Bank, Bidvest and Postbank.

Pay your MEMA premium with Masterpass


Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online transactions.

A digital wallet makes online shopping safer and easy by storing payment information in one secure place.


Pay your MEMA premium with Bitcoin


Bitcoin is an innovative digital payment method, performed over a peer-to-peer network. MEMA can now receive payment from members who hold Bitcoin.

Members simply transacts at the current rate of exchange.