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»  Once-off payment required to activate product (No Debit-Orders)
»  Product choices: 2
»  Maximum members allowed on 1st level: 4 (spill over rule apply)
»  Earn-able levels: 10
»  Minimum profit share: 2.5% (Standard package)
»  Maximum profit share: 5% (Elite package)





  • Unlimited On-Net Calls
  • R100.00 Off-Net calls value
  • 160 "LOCAL" Off-Net minutes
  • Minutes - 90 Day Roll-Over
  • Top-Up Anytime
  • Line rental (R150) - charged annually



  • Unlimited On-Net Calls
  • R400.00 Off-Net calls value
  • 650 "LOCAL" Off-Net minutes
  • Minutes - 90 Day Roll-Over
  • Top-Up Anytime
  • Line rental (R150) - charged annually



  • Unlimited On-Net Calls
  • $11.67 Off-Net calls value
  • 160 "LOCAL" Off-Net minutes
  • Minutes - 90 Day Roll-Over
  • Top-Up Anytime
  • Line rental ($10) - charged annually



  • Unlimited On-Net Calls
  • $36.67 Off-Net calls value
  • 650 "LOCAL" Off-Net minutes
  • Minutes - 90 Day Roll-Over
  • Top-Up Anytime
  • Line rental ($10) - charged annually



Depending on the following occurrences, you are eligible to earn profits to the value of:

View the latest INCENTIVES

all ``elite`` Income potential - example

The example of the potential income as reflected on the table below, reflects the potential profits generated from 7 of the available 10 Levels where all members are subscribed for the MATRIX ELITE (R600) package.


  • How long time do I have to pay my Once-Off fee to activate the product?
  • What happens if I don't pay, but someone I referred pays before me?
  • Are there other amounts that I have to pay besides the Once-Off payment for the Mema_Mobi TALK package?
  • When is the annual line rental fee payable?
  • How can I pay for the annual line rental fee if there is no debit order system in place?
  • What happens when any of my members have not accumulated $10 /R150 dollars over a period of 12 months and don't settle their annual line rental fee?
  • When are earning calculated?
  • When are earning paid and is there a minimum accumulated amount before such earnings are paid?to
  • How does the spill-over rule work?

You can pay for it when you are financially ready.

Although registered, you will NOT be placed in the Matrix UNTIL your payment is registered.

You will get a payment notification via SMS and EMAIL to confirm that we received your payment.

We work on a strict “first pay, first placement” basis (No exceptions!)

You will be placed when you pay in full for your Matrix Product.

If you refer-a-friend before you pay and such person pay’s before you, then such member will be placed before you. This mean that such member will not be placed under you and that you might even fall under such member, depending on the availability of open spots in the Matrix.

LESSON: Don’t invite people until you receive a payment notification from us!


You have an annual Line-Rental fee commitment of $10 / R150

It is payable on your anniversary date (your actual activation date, 12 months in the future).

The first $10 / R150 earned from your referral business network, will be retained and placed in your holdings wallet and used to pay your line rental fee.

If you have not accumulated enough earnings into your holdings wallet over the period of 12 months prior to your anniversary date to cover your line rental fee, you will receive a notification to log into your member’s portal and settle the outstanding balance using any of our integrated payment solutions.

Such member’s payment status will become “Unpaid” and be removed from the system after 72 hours.

Any members left behind in the removed member’s team will roll up in accordance with the roll-up rule, filling the spot of the removed member.

Earnings are calculated on a daily basis, 24/7/365.

We pay accumulated earning on a weekly basis every Friday if such earning are equal, or greater than 30 ZAR.

Any accumulated earning less than 30 ZAR, are being carried over to next week.

A member is limited to 4 members on his/her 1st level.

Let’s assume member “John” has 4 members on his 1st level, with names: “Member A”, “- B”, “- C”, and “- D”.

If “John” invites a 5th person , then the system will place the 5th member according to the following just and considerate rules:

Rule 1:  Keep the 5th person in “John’s” team.


Rule 2:  If members “A”, “B”, “C”, and “D” do not have their 4 members each, apply the following:

Rule 2.1 Place the 5th person under the member with the least number of members on his/her Level 1.

Rule 2.2 If members “A”, “B”, “C”, and “D” have equal amount of members on Level 1, then place the 5th person under “Member A”.

Rule 3.  If members “A”, “B”, “C”, and “D” already do have their 4 members each, then apply the same rule-set above onto lower levels to place the 5th person of  “John”.

Rules of Engagement:

  • MATRIX Terms & Conditions
  • Code of Conduct
  • Income Disclosure

Under construction.

As part of MEMA’s commitment to ensure members act in accordance with our values when they meet and interact with other people with MEMA related matters, we have developed this Code of Conduct, hereinafter referred to as “The Code”.

“The Code” provides principles to which all MEMA members are expected to adhere to and advocate, while it embodies rules regarding individual responsibilities in dealing with members and/or the general public, with MEMA related matters.

The principles can be interpreted by these keys:

  • Equal opportunity without regard to race, gender, ethnicity, age, sexual orientation/gender identity or religion.
  • “Give to get” – think of others’ interests first.
  • Accept responsibility for behavior.

All community and business networking aspects related to MEMA, including this website, as well as participation as a member, as that term is defined in website (“”), are subject to this Code of Conduct, including, without limitation, account names, profile content, comments, chat and forum activity, videos, e-mail or private messages, printed media, as well as conduct during general conversations.

In general, MEMA has the right to review any statements, material provided and manufactured by a member and instruct such member to remove and or amend such statements and material as deemed necessary.

Consequence of breach:

We trust our members to do what is right, but we also have to be clear that we take this seriously. Violation of this, or any part of this Code of Conduct, or the refusal to amend any is grounds for the suspension or termination of a member’s business membership, access to this website and/or use of the services on this website, in whole or in part, at MEMA’s sole discretion, and may not be limited to legal proceedings.

If you are aware of a breach of this Code, you are required to report it and a failure to do so may be treated as an action condoning. Please notify us at if you believe this Code of Conduct has been violated.

Global definitions applicable:

The following words or phrases shall bear the meaning stated below:

  • “Mema” shall mean Mema Affiliate Marketing (PTY) Ltd with registration number 2013|037623|07.
  • “Member(s)” shall mean Customers, Affiliates, Connectas and Accredited Business Developers


Being a member, you agree to the following:

  • Positively promote MEMA, the products, services and stakeholders of MEMA to existing and future team members;
  • Immediately and truthfully identify yourself as a member to a prospective customers and the nature of the MEMA products and purpose for the approach;
  • Explain and demonstrate the product/s offered as accurate and complete, in particular with regard to price and cooling-off periods, and only as per the updated and listed terms and conditions within this website;
  • Emphasis must be on placing the consumer in a position to make an informed decision by providing all the relevant details on the product and relevant pricing;
  • Respect the lack of commercial experience of consumers;
  • Disclose details and limitations of after-sales service, the name and address of the Underwriter/s, product, services and or benefit provider/s, and the remedial action as per product, service and benefit’s ‘Disclosure section” shall be clearly explained;
  • Marketing and advertisements shall conform to “The Code”, which is aligned both the Direct Marketing Association of South Africa (DMA) and Advertising Standards Authority of South Africa’s (ASA) marketing and advertising practices

Being a member, you agree NOT to engage in any of the following, even if they do not constitute a violation of any law:

  • Engage in any cash transactions between any member;
  • Make any verbal promises that are not backed by MEMA and are not printed in official literature issued by MEMA, that is representative;
  • Send or post any advertisements or promotional literature or mailings which contain any description, claims or illustrations, which directly or by implication are misleading about MEMA, the product, service and or benefits, or the income opportunity;
  • Refer to any testimonial or endorsement which is not authorized, not true, obsolete or otherwise no longer applicable, not related to their offer or used in any way likely to mislead the consumer;
  • Replicate, produce, sell or supply without written consent by MEMA Head-office any literature, advertisement and/or testimonial;
  • Refrain from using comparisons, which are likely to mislead, and which are incompatible with principles of fair competition. Points of comparison shall not be unfairly selected and shall be based on facts, which can be substantiated;
  • Defame MEMA, employees, directors and or shareholders of MEMA, and/ or any firm or product directly or by implication;
  • Take unfair advantage of the goodwill attached to the trade name and symbol of other organizations or their products;
  • Abuse the trust of individual consumers, or exploit a consumer’s age, illness, lack of understanding or lack of language knowledge;
  • Post of personal information (names, address, phone number, email, etc.) of another person;
  • Impersonate another individual, or falsely stating or misrepresenting affiliation with a person or entity;
  • Create “trolling” posts.(Trolling is deliberately posting false or provocative information in order to elicit responses from people who would not respond if they knew the motivation behind the post);
  • Make postings or statements or encouraging others to make postings or statements that are (i) vulgar, obscene, indecent, abusive, threatening bigoted, and/or hateful, and/or (ii) are racially offensive, harassing, disruptive, inflaming, intimidating, libellous, stalking, defaming, and/ or defrauding of any individual, entity, or group on any basis, including but not limited to age, gender, sexual orientation, ethnicity, race, religion, disability, and/or economic status;
  • Post material that advocates illegal activity, or discusses illegal activity with the intent to commit that legal activity;
  • Engage in acts that constitute “Flaming”; there is a difference between voicing a legitimate concern or grievance versus simply badmouthing or abusing someone or something;
  • Modify or falsifying the source of any content or information;
  • Distribute or disseminating inappropriate, unauthorized or unsolicited advertising or promotional material, Including, but not limited to, contests, sweepstakes, barter, junk mail, chain letters, and pyramid schemes;
  • Transmit or facilitating the transmission of any unsolicited bulk or commercial email (“Spam”), directly or indirectly, including or creating links or otherwise refer to external sites that violate this Code Of Conduct;
  • Post content with excessive frequency, that is duplicative, and/or that is inaccurate, such as designating for yourself a category in which you do not belong;
  • Attempt to access or search with any engine, software, tool, agent, device, or mechanism other than by the software or search agents provided by MEMA or generally available and industry recognized and approved third party web browsers (such as Microsoft Internet Explorer, Mozilla Firefox or Apple Safari); or “frame,” “mirror” or otherwise copy any portion of the website without MEMA’s express prior written authorization;
  • Flood, overload, or mail bomb any mail service or other part of the services of MEMA, or transmitting or transferring any harmful or disruptive viruses, worms, computer code, files, programs, or the equivalent;
  • Post or make statements or other material which are deemed inappropriate and/or defaming by MEMA in it’s sole discretion.
  • Contact any member and advise such member to consider cancelling their active Mema product and/or business subscription, irrespective the motive.
  • Keep record of login credentials (e.g. passwords) of any member you may have assisted during the registration process.

The use of social media platforms:

Brand reputation is the cornerstone of trust and power. It is the deciding factor for all credibility, gain, and opportunity. It is how we are perceived and remembered. Reputation is a legacy.

To minimize misrepresentation, limit the potential damage unofficial social media pages and support groups can cause, protect the reputation of the MEMA brand and instil trust amongst members, the following rules apply:

  • The explicit use of the word “Mema”, and/or official logo is prohibited to be used in the name of any social platform where such platform is not represented by an Accredited Business Developer (ABD), with an “Admin” role.
  • The following sentence must be included in the description of the page/group:
    • This is an UNOFFICIAL MEMA support page/group. Info on OFFICIAL pages/groups for MEMA can be obtained from the Member’s Portal.”


This Code of Conduct is subject to change at any time in MEMA’s sole discretion by the posting of a revised Code of Conduct, and MEMA will notify members of any changes to the code.

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Last updated: 10 Augustus 2021

MEMA makes every effort to ensure that we accurately represent our products, services and available business program benefits and income potential for members presented on the Mema Website (

Potential earnings and income statements provided by us in any form or matter are estimates based on broad calculation assumptions. There is no guarantee that members will attain the indicated levels of income. Members must understand that the earnings and income statements will differ from individual to individual depending on their own ability to grow their business.

As with any business members’ results may vary, and each member’s success will be based on their background, capacity, business experience, expertise, dedication and level of desire/motivation to succeed. We have no control over a members’ actions. There are, therefore, no guarantees concerning the level of success a member may experience.

Any testimonial and example which may be used is specific to that member’s results, which may or may not apply to the average member, and is not intended to represent or guarantee that every member will achieve the same or similar results.

There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee future results and/or successes. Unknown risks in the business and on the internet that we cannot foresee may reduce members’ results.

The use of our information, products and services should be based on the prospective member undertaking a comprehensive appraisal of the business (conducting due diligence) and members agree that Mema is not liable for any success or failure of a member’s business that is directly or indirectly related to the purchase and use of our information, products, services and/or benefits.

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Last updated: 16 September 2019


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